Privacy Policy

Introduction

YachtInsurance.co.nz ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our site.

1. Information We Collect

Information You Provide Directly

When you complete our quote form or contact us, we collect:

• Name and contact information
• Email address and phone number
• Vessel details and insurance history
• Vessel value and coverage requirements
• Additional information you choose to provide

Automatically Collected Information

When you visit our website, we automatically collect:

• Browser type and operating system
• Pages visited and time spent on site
• Internet Protocol (IP) address
• Cookie information and usage data
• Referring website information

Cookies and Tracking Technologies

We use cookies to improve your browsing experience. You can control cookie settings through your browser preferences. Some site functionality may be limited if cookies are disabled.

2. How We Use Your Information

We use the information we collect to:

• Process your insurance quote requests
• Contact you about your application or quote
• Improve our website and services
• Comply with legal and regulatory requirements
• Send marketing communications (with your consent)
• Analyze website usage and trends
• Prevent fraud and ensure security

3. Information Sharing & Disclosure

We may share your information with:

• Insurance providers to process your quote
• Third-party service providers who assist our operations
• Legal authorities when required by law

We do not sell your personal information to third parties for marketing purposes. Insurance providers may use your information according to their own privacy policies.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• 256-bit SSL encryption for data transmission
• Secure servers and firewalls
• Limited access to personal information
• Regular security updates and monitoring

While we strive to protect your information, no security system is completely impenetrable. We cannot guarantee absolute security.

5. Your Rights

You have rights regarding your personal information:

• Access: Request a copy of your information
• Correction: Request corrections to inaccurate data
• Deletion: Request deletion of your information
• Opt-out: Unsubscribe from marketing communications
• Portability: Request your data in a portable format

To exercise these rights, contact us using the information below.

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected. Information related to quote requests is typically retained for 12 months. You may request earlier deletion of your information at any time.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites. We encourage you to review privacy policies of any third-party sites before providing personal information.

8. Marketing Communications

If you opt in to receive marketing communications, we may send you:

• Email newsletters about yacht insurance topics
• Information about new services and products
• Industry updates and guide releases

You can unsubscribe from marketing emails at any time by clicking the unsubscribe link in our emails or contacting us directly.

9. Children's Privacy

Our website is not intended for children under 18. We do not knowingly collect personal information from children. If we become aware that a child has provided personal information, we will delete such information and terminate the child's account.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date.

Your continued use of our website following the posting of revised Privacy Policy means that you accept and agree to the changes.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

12. Data Protection Rights in New Zealand

New Zealand residents have rights under the Privacy Act 2020. You may lodge a complaint with the Privacy Commissioner if you believe we have breached your privacy rights: